Everyone wants to save money. It doesn’t matter if you are rich or poor, no one likes wasting money on a regular basis.
Saving money can be difficult, especially during the holidays. It’s not impossible, though. Between buying presents, going out to eat, hosting people, bringing food to parties and everything else, the expenses can add up fairly quickly. This makes it even more rewarding when you can save even a few dollars on the things you normally spend money on.
Here are a few of the most common ways to save money in everyday life:
Skip the Starbucks
As easy as coffee is in the morning, it’s even easier to make coffee at your house and save hundreds of dollars per year. One cup of coffee at Starbucks can cost you as much as four or five dollars, whereas brewing a cup of your own coffee only costs you a few cents each day. It often tastes better, you get more of it, and you don’t have to stand in line for 30 minutes. It’s a no-brainer.
Bike to work
Gas is one of the most costly expenses out there, especially if you have an old gas-guzzler. If you live in a place where biking is possible, experiment with ridign your bike to work. Not only do you get exercise in the morning, but you save money on gas and get to view your city or town in a completely different way.
Cut Back On Debt
Paying off your debt is a great way to free up extra money each month. Many of us have a variety of different loans and other financial commitments, which we juggle on a regular basis. Whether it’s a mortgage, car loan, personal loan or even one of the payday loans lenders that are so common these days, the monthly payments all add up. Tackle the most expensive first – that will usually mean debts like overdrafts, credit cards or payday loans. Once these are out of the way start to tackle the remainder. You will be pleasantly surprised by how much additional income you can access this way. It takes time and discipline, but it is well worth doing.
Take your lunch to work
Although it is nice to get out of the office occasionally, you don’t need to go get work to do so. Taking your lunch to work is one of the best ways to save money every day. If you make a sandwich and an apple, you will get by on just a dollar or two per day rather than spending 10 dollars or more a day on lunch.
Saving money is easy when you put your mind to it. You can save money at nearly every turn in your life, you just need to know how to do it.
Anthony Sens works for a consumer bankruptcy attorney. Visit his website to learn more about how they can help you.